Kumara K.S
Management
December 2022
This paper explores the profitability characteristics in the Indian banking industry after major changes. In order to provide light on public and private sector banks' financial performance, risk management techniques, and regulatory landscape adaptation, the research focuses on a comparative comparison of these institutions. The banking industry has undergone a paradigm shift in the post-reform age, characterized by increased competition, globalization, and liberalization. The rise of creative and nimble private sector banks has presented new difficulties for the traditionally dominant public sector banks. The profitability of the two sectors is assessed and contrasted in the review utilizing a large number of monetary measures, like return on assets (ROA), return on equity (ROE), net interest margin (NIM), and non-performing assets (NPAs). This study takes a gander at issues such more noteworthy globalization, fiercer contention, and more noteworthy concentration that influence Indian business banks' profitability. A fair board dataset containing 89 banks that worked in India somewhere in the range of 2018 and 2021 makes up the example. We use return on equity (ROE) and return on assets (ROA) as intermediaries to measure the profitability of banks
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© Airo Journals 2021
